Bryan Vogt's Metro East Illinois Real Estate Blog: February 2010

Metro East Illinois Scott AFB IL Real Estate | Bryan Vogt
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Wednesday, February 17, 2010

406 Equus Ln, Troy, Illinois 5 Acre Mini Horse Farm

$245000

MLS#3001934

You will love this 5 acre mini horse farm. The 40x120 barn has 12 stalls, tack room, water, electric, & ½ bath. There is a fenced pasture and riding arena. This 3 bedroom home has a walk-out basement with a bath. For those winter evenings, a wood burning stove in the living room adds a cozy feeling. An atrium door leads to the deck that overlooks beautiful wooded land, great for entertaining or for quiet time, enjoying nature.

http://bryanvogt.com.idxre.com/idx/listings.cfm?cid=4294&pc=MLS&sr=1&gsr=1&sb=pd


Bryan Vogt
Strano & Associates, Realtors® - GMAC Real Estate
(618) 355-5824
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O'Fallon IL Real Estate, Condos, Homes for Sale
Swansea IL Real Estate, Condos, Homes for Sale
Bellville IL Real Estate, Condos, Homes for Sale
Scott AFB PCS Relocation
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# posted by Bryan Vogt @ 10:41 AM

619 Forest Ave. Belleville, Il

$125000

MLS#3001850

Entertaining family and friends is going to be a great experience in this home. The large deck overlooks the large fenced backyard and tennis courts are just a stones’ throw away. You will have plenty of room in the large master bedroom with its walk-in closet. The kitchen has abundant counter space and a butlers pantry. Many windows allow light to flow in to the roomy living room and formal dining room. Don’t miss this one!

http://bryanvogt.com.idxre.com/idx/listings.cfm?cid=4294&pc=MLS&sr=1&gsr=1&sb=pd


Bryan Vogt
Strano & Associates, Realtors® - GMAC Real Estate
(618) 355-5824
---
O'Fallon IL Real Estate, Condos, Homes for Sale
Swansea IL Real Estate, Condos, Homes for Sale
Bellville IL Real Estate, Condos, Homes for Sale
Scott AFB PCS Relocation
---

# posted by Bryan Vogt @ 10:29 AM

Tuesday, February 09, 2010

Mascoutah Ranch Home

NEW LISTING!!!

306 S. 5th St, Mascoutah, Il

MLS# 3001649 $120,000

Small town atmosphere but easy access to shopping and the city. This two bedroom, two bath brick ranch home has a kitchen with breakfast bar and living room has sliding door to the concrete patio. The 2nd bath/utility room is ¾ bath with shower, washer, dryer, laundry sink and shelving. There is a newer roof, cabinets, hot water heater, furnace/ac. Two year old refrigerator stays and dishwasher was new 4/09. Washer, dryer and deep freeze are older but work fine and go with home. Don't miss out on this opportunity!!

http://bryanvogt.com.idxre.com/idx/listings.cfm?cid=4294&pc=MLS&sr=1&gsr=1&sb=pd

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Bryan Vogt
Strano & Associates, Realtors® - GMAC Real Estate
(618) 355-5824
---
O'Fallon IL Real Estate, Condos, Homes for Sale
Swansea IL Real Estate, Condos, Homes for Sale
Bellville IL Real Estate, Condos, Homes for Sale
Scott AFB PCS Relocation
---

Labels: , ,


# posted by Bryan Vogt @ 1:41 PM

Thursday, February 04, 2010

A CRITICAL GUIDE TO HOME LOANS: YOUR OPTIONS AND HOW THEY AFFECT YOUR FUTURE

TIPS FOR THE BEST DEALS

Now that you know more about mortgages and where they come from, I'll share with you my tips for getting the best deal and saving yourself a lot of headaches in the process.

Prequalify before you shop for a home: Smart buyers make sure to know how much they can afford to borrow before beginning to look at homes. You can bet that the seller's agent will ask if you have been pre-quailified; if you haven't, they may decide you are not a serious buyer. Having a deal in your pocket is always good amunition in negotiations. (However, I generally have my buyers "preapprove"before they start looking at homes. This is a much more savvy way - you have it in writing, providing you even more leverage when making offers and during negotiations).

Lock in rate (or not): In the time it takes you to find a home and close your mortgage, the interest rate on your loan could fluctuate upward. If it looks like rates are heading up, lock it in. If rates appear to be falling, let it float. If your lender agrees to lock, make sure you get it in writing. (Get the advice of your Realtor or your mortgage broker. Their knowledge and experience can really help you in this decision).

Apply for an FHA or Veterans Administration-Backed Mortgage: The Federal Housing Administration and the Veterans Administration don't actually make loans, but they do guarantee loans offered through tradiitonal lenders. With an FHA loan, you can put down as little as 3% depending on the value of the property. VA loans often require no down at all, but they carry eligibility requirements based on service in the armed forces.

Negotiate the points:If you are considering a large mortgage your lender may be willing to lower the points charged to get your business. You lose nothing by negotiating. If you are planning to stay in your home for less than five years, lower your points paid by accepting a higher interest rate. You pay higher costs up front but can save money in the long run. Just remember there are three componenets to your mortgage loan: the interest rate, the points and the lender's charges.

More to come.....


Bryan Vogt
Strano & Associates, Realtors® - GMAC Real Estate
(618) 355-5824
---
O'Fallon IL Real Estate, Condos, Homes for Sale
Swansea IL Real Estate, Condos, Homes for Sale
Bellville IL Real Estate, Condos, Homes for Sale
Scott AFB PCS Relocation
---

# posted by Bryan Vogt @ 11:32 AM

Tuesday, February 02, 2010

TOP 4 REASONS TO PURCHASE A HOME IN THE NEXT 90 DAYS!!

TOP 4 REASONS TO PURCHASE A HOME IN THE NEXT 90 DAYS!!

REASON #1 $8000 Tax Credit

Don’t miss out on the chance to take advantage of the $8000 tax credit. This is the best time to purchase a home in the past 30 years!!

REASON #2 Interest Rates Are At An All Time Low!

Worried if you qualify for a loan to take advantage of the low rates? No problem! We work with some of the most lenient lenders, who have some of the best rates in the area. Practically no one is turned down.

REASON #3 GREAT DEALS!!

There are GREAT deals out there on foreclosures, short sales, and distressed homes. The Bryan Vogt Group’s negotiation skills can save you thousands of dollars.

REASON #4 TIME IS RUNNING OUT!!DON’T MISS THIS OPPORTUNITY!!

Contact us by email at bryan@bryanvogt.com or directly at 618-355-5824.

There has never been a better time to buy a home. If you are not looking for a home at this time, please pass this important message to family and friends so that they can take advantage of this opportunity.

Bryan Vogt
Strano & Associates, Realtors® - GMAC Real Estate
(618) 355-5824
---
O'Fallon IL Real Estate, Condos, Homes for Sale
Swansea IL Real Estate, Condos, Homes for Sale
Bellville IL Real Estate, Condos, Homes for Sale
Scott AFB PCS Relocation
---

# posted by Bryan Vogt @ 4:32 PM


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Strano & Associates, Realtors® - GMAC Real Estate Direct: .. (618) 355-5824
4505 North Illinois Fax: (618) 355-7790
Swansea, IL 62226 Send Email to Bryan
Strano & Associates, Realtors®



Metro East Illinois Scott AFB IL Real Estate | Bryan Vogt
About Bryan Vogt's Metro East Illinois Scott AFB, IL Real Estate Website: The www.bryanvogt.com web site provides St. Louis Metro East Illinois Suburbs of O'Fallon, Shiloh, Swansea, Belleville, Fairview Heights, Troy, Millstadt, Mascoutah, Lebanon, New Baden, Freeburg, Scott AFB Air Force Base and St. Clair County, Illinois real estate information and resources to guide homeowners, homebuyers and real estate investors through the process of selling and buying a house, condo or other realty property in the Metro East Illinois Scott AFB area. Bryan Vogt (sometimes spelled as Brian Vote) has services to help you get the best value for your Metro East Illinois Scott AFB home and this website offers home buyers and home sellers a superior comparative market analysis (CMA), a way to view real estate and MLS IDX listings including virtual tours, prepare your home for sale, and more. Investors looking for real estate investment properties to invest in need look no farther. Anyone selling a home, buying a home or seeking housing can learn more about our realty services, and will appreciate working with a  Metro East Illinois Scott AFB REALTOR who knows  the area so well. Through trusted partners, we also provide real estate and financial services to consumers looking for houses for sale or selling their home in Metro East Illinois Scott AFB, IL, such as mortgages, credit history, new homes, foreclosures and other services. If you've already tried to go the for sale by owner (FSBO) route and find you are needing a partner who you can trust in the sale of your most precious asset, Bryan Vogt can take care of your special needs. It really doesn't matter if you spell it REALTOR, Realator or Realter, realty, realety or reality, real estate or realestate, Bryan speaks  your language.
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