Wednesday, February 17, 2010
406 Equus Ln, Troy, Illinois 5 Acre Mini Horse Farm
$245000MLS#3001934 You will love this 5 acre mini horse farm. The 40x120 barn has 12 stalls, tack room, water, electric, & ½ bath. There is a fenced pasture and riding arena. This 3 bedroom home has a walk-out basement with a bath. For those winter evenings, a wood burning stove in the living room adds a cozy feeling. An atrium door leads to the deck that overlooks beautiful wooded land, great for entertaining or for quiet time, enjoying nature. http://bryanvogt.com.idxre.com/idx/listings.cfm?cid=4294&pc=MLS&sr=1&gsr=1&sb=pdBryan VogtStrano & Associates, Realtors® - GMAC Real Estate (618) 355-5824 --- O'Fallon IL Real Estate, Condos, Homes for SaleSwansea IL Real Estate, Condos, Homes for SaleBellville IL Real Estate, Condos, Homes for SaleScott AFB PCS Relocation--- Labels: 5 acres, horses allowed, stable
# posted by Bryan Vogt @ 10:41 AM
619 Forest Ave. Belleville, Il
$125000 MLS#3001850
Entertaining family and friends is going to be a great experience in this home. The large deck overlooks the large fenced backyard and tennis courts are just a stones’ throw away. You will have plenty of room in the large master bedroom with its walk-in closet. The kitchen has abundant counter space and a butlers pantry. Many windows allow light to flow in to the roomy living room and formal dining room. Don’t miss this one! http://bryanvogt.com.idxre.com/idx/listings.cfm?cid=4294&pc=MLS&sr=1&gsr=1&sb=pdBryan VogtStrano & Associates, Realtors® - GMAC Real Estate (618) 355-5824 --- O'Fallon IL Real Estate, Condos, Homes for SaleSwansea IL Real Estate, Condos, Homes for SaleBellville IL Real Estate, Condos, Homes for SaleScott AFB PCS Relocation---
# posted by Bryan Vogt @ 10:29 AM
Tuesday, February 09, 2010
Mascoutah Ranch Home
NEW LISTING!!!306 S. 5th St, Mascoutah, IlMLS# 3001649 $120,000Small town atmosphere but easy access to shopping and the city. This two bedroom, two bath brick ranch home has a kitchen with breakfast bar and living room has sliding door to the concrete patio. The 2nd bath/utility room is ¾ bath with shower, washer, dryer, laundry sink and shelving. There is a newer roof, cabinets, hot water heater, furnace/ac. Two year old refrigerator stays and dishwasher was new 4/09. Washer, dryer and deep freeze are older but work fine and go with home. Don't miss out on this opportunity!! http://bryanvogt.com.idxre.com/idx/listings.cfm?cid=4294&pc=MLS&sr=1&gsr=1&sb=pd--- Bryan VogtStrano & Associates, Realtors® - GMAC Real Estate (618) 355-5824 --- O'Fallon IL Real Estate, Condos, Homes for SaleSwansea IL Real Estate, Condos, Homes for SaleBellville IL Real Estate, Condos, Homes for SaleScott AFB PCS Relocation--- Labels: for sale, Mascoutah, ranch
# posted by Bryan Vogt @ 1:41 PM
Thursday, February 04, 2010
A CRITICAL GUIDE TO HOME LOANS: YOUR OPTIONS AND HOW THEY AFFECT YOUR FUTURE
TIPS FOR THE BEST DEALSNow that you know more about mortgages and where they come from, I'll share with you my tips for getting the best deal and saving yourself a lot of headaches in the process. Prequalify before you shop for a home: Smart buyers make sure to know how much they can afford to borrow before beginning to look at homes. You can bet that the seller's agent will ask if you have been pre-quailified; if you haven't, they may decide you are not a serious buyer. Having a deal in your pocket is always good amunition in negotiations. (However, I generally have my buyers "preapprove"before they start looking at homes. This is a much more savvy way - you have it in writing, providing you even more leverage when making offers and during negotiations). Lock in rate (or not): In the time it takes you to find a home and close your mortgage, the interest rate on your loan could fluctuate upward. If it looks like rates are heading up, lock it in. If rates appear to be falling, let it float. If your lender agrees to lock, make sure you get it in writing. (Get the advice of your Realtor or your mortgage broker. Their knowledge and experience can really help you in this decision). Apply for an FHA or Veterans Administration-Backed Mortgage: The Federal Housing Administration and the Veterans Administration don't actually make loans, but they do guarantee loans offered through tradiitonal lenders. With an FHA loan, you can put down as little as 3% depending on the value of the property. VA loans often require no down at all, but they carry eligibility requirements based on service in the armed forces. Negotiate the points:If you are considering a large mortgage your lender may be willing to lower the points charged to get your business. You lose nothing by negotiating. If you are planning to stay in your home for less than five years, lower your points paid by accepting a higher interest rate. You pay higher costs up front but can save money in the long run. Just remember there are three componenets to your mortgage loan: the interest rate, the points and the lender's charges. More to come..... Bryan VogtStrano & Associates, Realtors® - GMAC Real Estate (618) 355-5824 --- O'Fallon IL Real Estate, Condos, Homes for SaleSwansea IL Real Estate, Condos, Homes for SaleBellville IL Real Estate, Condos, Homes for SaleScott AFB PCS Relocation---
# posted by Bryan Vogt @ 11:32 AM
Tuesday, February 02, 2010
TOP 4 REASONS TO PURCHASE A HOME IN THE NEXT 90 DAYS!!
TOP 4 REASONS TO PURCHASE A HOME IN THE NEXT 90 DAYS!!REASON #1 $8000 Tax CreditDon’t miss out on the chance to take advantage of the $8000 tax credit. This is the best time to purchase a home in the past 30 years!! REASON #2 Interest Rates Are At An All Time Low!
Worried if you qualify for a loan to take advantage of the low rates? No problem! We work with some of the most lenient lenders, who have some of the best rates in the area. Practically no one is turned down. REASON #3 GREAT DEALS!!There are GREAT deals out there on foreclosures, short sales, and distressed homes. The Bryan Vogt Group’s negotiation skills can save you thousands of dollars. REASON #4 TIME IS RUNNING OUT!!DON’T MISS THIS OPPORTUNITY!!
Contact us by email at bryan@bryanvogt.com or directly at 618-355-5824. There has never been a better time to buy a home. If you are not looking for a home at this time, please pass this important message to family and friends so that they can take advantage of this opportunity. Bryan VogtStrano & Associates, Realtors® - GMAC Real Estate (618) 355-5824 --- O'Fallon IL Real Estate, Condos, Homes for SaleSwansea IL Real Estate, Condos, Homes for SaleBellville IL Real Estate, Condos, Homes for SaleScott AFB PCS Relocation---
# posted by Bryan Vogt @ 4:32 PM
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